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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which of the following products is designed to pay benefits that can provide a stream of retirement income to the purchaser?

A) annuity contract
B) variable life insurance
C) tax-deferred growth
D) modified endowment contract

2. Individuals who are eligible for Medicare on the first day of the month in which they turn age 65 are automatically enrolled in

A) Part B.
B) Part D.
C) Part A.
D) Part C.

3. When a buyer is considering a long-term care policy, they are encouraged to review carefully all policy

A) limitations.
B) facilities.
C) carriers.
D) agents.

4. The PRIMARY purpose of respite care is to

A) provide temporary relief to the patient ' s primary caregiver.
B) ensure that the patient gets some skilled care.
C) provide the patient with social opportunities.
D) provide counseling services to the patient ' s primary caregiver.

5. An annuity that guarantees a given number of income payments, whether or not the annuitant is alive to receive them, is referred to as

A) an Irrevocable endowed annuity.
B) an assured life annuity.
C) a life annuity certain.
D) a guaranteed survivor annuity.

Solutions: