Insurance Licensing NY-Life-Accident-and-Health Valid Dump : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

NY-Life-Accident-and-Health real exams

Exam Code: NY-Life-Accident-and-Health

Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

Updated: Sep 18, 2026

Q & A: 122 Questions and Answers

NY-Life-Accident-and-Health Free Demo download

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Life Insurance Fundamentals25-30%- Beneficiary designations
- Policy types and provisions
- Policy riders and endorsements
- Dividends and nonforfeiture options
- Policy reinstatement
Topic 2: New York State Regulations20-25%- Fiduciary responsibilities
- Replacement and churn rules
- Licensing requirements and procedures
- Consumer protection regulations
- NYS Insurance Law requirements
- Advertising regulations
Topic 3: General Insurance Principles15-20%- Ethical sales practices
- Agent/broker duties and ethics
- Insurance contract fundamentals
- Fair claims settlement practices
- Underwriting principles
Topic 4: Accident and Health Insurance25-30%- Health insurance policy types (individual, group, HMOs)
- Medical expense coverage
- Dental and vision insurance basics
- Long-term care insurance basics
- Disability income insurance
- Major medical coverage

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question #1

Which of the following products is designed to pay benefits that can provide a stream of retirement income to the purchaser?

  • A. annuity contract
  • B. variable life insurance
  • C. tax-deferred growth
  • D. modified endowment contract
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

Explanation: Only visible for Actual4Exams members. You can sign-up / login (it's free).

Question #2

A Medicare Supplement policy must NOT contain benefits which

  • A. are covered by Workers Compensation.
  • B. duplicate Medicare benefits.
  • C. charge additional premiums.
  • D. cover more than Medicare coverage.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #3

An annuity that guarantees a given number of income payments, whether or not the annuitant is alive to receive them, is referred to as

  • A. an Irrevocable endowed annuity.
  • B. an assured life annuity.
  • C. a life annuity certain.
  • D. a guaranteed survivor annuity.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #4

The Group Life Underwriting risk selection process helps protect insurers from

  • A. risk selection.
  • B. risk underwriting.
  • C. medical underwriting.
  • D. adverse selection.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #5

Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

  • A. Dual capacity.
  • B. Survivorship.
  • C. Spousal.
  • D. Joint.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Explanation: Only visible for Actual4Exams members. You can sign-up / login (it's free).

No help, Full refund!

No help, Full refund!

Actual4Exams confidently stands behind all its offerings by giving Unconditional "No help, Full refund" Guarantee. Since the time our operations started we have never seen people report failure in the Insurance Licensing NY-Life-Accident-and-Health exam after using our products. With this feedback we can assure you of the benefits that you will get from our products and the high probability of clearing the NY-Life-Accident-and-Health exam.

We still understand the effort, time, and money you will invest in preparing for your certification exam, which makes failure in the Insurance Licensing NY-Life-Accident-and-Health exam really painful and disappointing. Although we cannot reduce your pain and disappointment but we can certainly share with you the financial loss.

This means that if due to any reason you are not able to pass the NY-Life-Accident-and-Health actual exam even after using our product, we will reimburse the full amount you spent on our products. you just need to mail us your score report along with your account information to address listed below within 7 days after your unqualified certificate came out.

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